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Frequently Asked Questions

Lifestyle

  • What is a Life Plan Community?

    A Life Plan Community is a senior living option that provides a full continuum of care, including Independent Living, Assisted Living, Memory Care, and Skilled Nursing. Members pay an entrance deposit and monthly fees, which cover housing, amenities, and access to future healthcare services. This model offers financial predictability and peace of mind, knowing care is available if and when it’s needed.

  • What is a CCRC?

    A CCRC is a Continuing Care Retirement Community, which is another term for a Life Plan Community.

  • What is Independent Living?

    Independent Living at Mozaic Concierge Living is designed for active, self-sufficient adults who want more freedom, more ease, and more to look forward to every day. Think maintenance-free living with the spirit of a resort-style getaway. That means dining, wellness, social events, entertainment, and everyday conveniences all just beyond the front door. Members enjoy the privacy of their own residence, the energy of a vibrant community, and the reassurance of future care options if needs change.

  • How do Life Plan Communities (CCRC’s) work?

    Life Plan Communities, also known as Continuing Care Retirement Communities (CCRCs), provide a full spectrum of care, from Independent Living to Assisted Living, Memory Care, and Skilled Nursing. Members pay an entrance deposit and monthly fees, which cover housing, amenities, and access to future healthcare services. This model ensures seamless transitions between levels of care without the need to relocate.

  • What does concierge senior living entail?

    Concierge senior living offers a personalized approach to senior care, focusing on tailored services and amenities that enhance daily life. At Mozaic Concierge Living, Members benefit from Life Care Coordinators who assist with transitions between care levels and create individualized plans to meet unique needs.

  • What are the benefits of independent senior living?

    Independent senior living gives you the freedom to spend more time doing what you love and less time managing the details of homeownership. At Mozaic Concierge Living, that means a lively, service-rich lifestyle where comfort, connection, and convenience are built right in, including:

    • Freedom from home maintenance, repairs, and everyday household hassles
    • A full calendar of social activities, community events, and opportunities to connect
    • Convenient on-campus amenities, from dining and fitness to wellness services and transportation
    • A resort-like sense of choice, with plenty of ways to stay active, engaged, and inspired
    • Peace of mind knowing future care options are available right on campus
  • What is the best age to enter a Life Plan Community?

    The best age to enter a Life Plan Community varies based on individual circumstances, but many Members choose to move in their late 60s to early 70s. This allows them to fully enjoy the amenities, social opportunities, and lifestyle benefits while planning for future care needs.

Pricing

  • What are the tax advantages of a Life Care contract?

    Life Care contracts can, in many cases, offer tax advantages, with portions of the entrance deposit and monthly fees often considered tax-deductible medical expenses. While tax laws are subject to change, recent legal precedents have been favorable for Life Plan Community Members. It’s recommended to consult with a tax advisor to determine how these benefits apply to your specific situation.

  • What is the average monthly cost for Assisted Living and/or Memory Care?

    The monthly cost for Assisted Living and Memory Care stays the same as the other levels of care at Mozaic Concierge Living. Here, these costs are bundled into a predictable monthly fee that includes housing, care, and access to amenities. For specific pricing details, please contact our team directly.

  • Are Assisted Living expenses tax deductible?

    When you choose a Life Plan Community, ongoing monthly fees may qualify as tax-deductible prepaid medical expenses. As a result, Assisted Living expenses can be tax deductible in many cases — especially if the Member requires care for a chronic condition and the services are part of a care plan prescribed by a licensed healthcare professional. We always recommend consulting with a tax advisor to understand exactly how these benefits might apply to your situation.

  • How does a Life Care contract protect my financial future?

    A Life Care contract provides financial predictability by locking in access to future healthcare services at a reduced and predictable cost. At Mozaic Concierge Living, this includes a refundable entrance deposit and bundled monthly fees that cover housing, amenities, and care. This model helps Members plan for long-term needs without the uncertainty of rising healthcare costs.

Residences

  • Are the apartments here pet-friendly?

    Yes, the residences at Mozaic Concierge Living are pet-friendly, allowing Members to bring their furry companions to their new home. Pets are an important part of many families, and the community is designed to accommodate them.

  • Can Members decorate their apartments?

    Absolutely! Members are encouraged to personalize their apartments to make them feel like home. Whether it’s adding your favorite furniture, artwork, or décor, you have the freedom to create a space that reflects your style and personality.

  • How accessible are wellness services from my Independent Living home?

    Wellness services and amenities are conveniently located right on campus, making it easy for Members to enjoy walkable access from their Independent Living home. Whether you’re looking for fitness classes, health consultations, or other wellness programs, everything is close by and designed for everyday ease.

  • Is home maintenance included with my residence?

    Yes, home maintenance is fully included. From interior repairs to exterior upkeep, Mozaic Concierge Living takes care of it all so you can enjoy a worry-free lifestyle without the hassle of homeownership.

  • Can my spouse and I stay together if our health needs differ?

    Yes, Mozaic Concierge Living is designed to accommodate couples with differing health needs. With a full continuum of care available on campus, couples can remain close to each other while receiving the appropriate level of care tailored to their individual needs.

Life Care

  • What is Assisted Living?

    Assisted Living is a type of senior living designed for individuals who need help with daily activities such as bathing, dressing, or medication management. It provides a supportive environment where Members can maintain their independence while receiving personalized care tailored to their needs.

  • Who qualifies for Assisted Living?

    Assisted Living is ideal for individuals who require regular assistance with daily tasks but do not need the intensive medical care provided in a skilled nursing setting. Eligibility is typically determined through an assessment of the individual’s physical, emotional, and social needs.

  • What is the difference between Independent Living and Assisted Living?

    Independent Living is for seniors who are self-sufficient and want a maintenance-free lifestyle with access to amenities and social opportunities. Assisted Living is for those who may need additional help with daily activities but still value their independence. Both options often exist within the same community here at Mozaic Concierge Living, allowing for seamless transitions if care needs change.

  • What is Memory Care?

    Memory Care is a specialized form of senior living for individuals with Alzheimer’s, dementia, or other memory-related conditions. It focuses on creating a secure, nurturing environment with personalized care plans that address each Member’s unique history, skills, and preferences.

  • What is Skilled Nursing?

    Skilled Nursing provides round-the-clock medical care and rehabilitation services for individuals recovering from surgery, illness, or injury or for those with chronic health conditions. Care is delivered by licensed professionals and includes assistance with daily needs, therapy, and medical monitoring.